Insurance &
Payment

Two Flexible Ways to Pay for Counseling

Insurance Plans I Accept

I am in-network with the following insurance plans for clients in Texas:

• Blue Cross Blue Shield
• Aetna
• Cigna / Evernorth
• UnitedHealthcare / Optum
• Medicare
• Curative

Coverage, copays, and deductibles vary by plan. Before your first session, I recommend calling the member services number on your insurance card and asking about your outpatient mental health benefits. I'm also happy to help you understand your coverage.

Florida clients: Telehealth sessions for Florida residents are private pay.

Private Pay

Many clients choose to pay out of pocket for added privacy, flexibility, and control over their care. With private pay, no diagnosis is required to be shared with an insurance company, and there are no insurer limits on the number or type of sessions. Learn more on my Why Private Pay page.

Please contact me for current session rates.

Out-of-Network Benefits & Superbills

If your insurance isn't listed above, you may still have out-of-network benefits. I can provide a superbill, a detailed receipt you can submit to your insurance company for possible partial reimbursement. Check with your plan about out-of-network mental health coverage.

Insurance vs. Private Pay at a Glance

• Insurance: lower out-of-pocket cost per session for many clients; requires a diagnosis; your plan may set limits on sessions.
• Private pay: greater privacy, no required diagnosis, and treatment shaped entirely around your goals.
• Superbills: a middle path if you have out-of-network benefits.

We can talk it through during your free 15-minute phone consultation. I'll answer your questions about cost and coverage so you can make the choice that feels right for you.